Specialized in International Standards

We believe IFRS 9
deserves a specialist — not a template.

ECL Report was born from real-world experience with external auditors and companies struggling with the absence of proper Expected Credit Loss reports. we solved that problem, once and for all.

100%
Audit Acceptance
3–7
Days Delivery
IFRS 9
Full Compliance
∞
Lifetime Support
Our Story

Where did we begin?

Time and again, we saw finance teams waste weeks preparing ECL reports, only for auditors to demand fundamental adjustments. The issue wasn’t the effort — it was the lack of the right methodology.

We launched specifically to bridge this gap: building a specialized service that prepares reports using methodologies external auditors expect, backed by actual data and documented economic scenarios. Not a template — but a report built uniquely for your company.

JOURNEY TIMELINE
2021
The Start: Identifying the market gap — companies closing financials without a documented ECL report.
2022
Methodology: Developing a custom ECL model for non-financial entities under the Simplified Approach.
2023
First Milestone: 100% of our reports were accepted by external auditors without qualification in the first year.
2024
Scaling: Integration of Power BI dashboards and automated IFRS 9 disclosure reports.
Audit Ready
Every report — no exceptions.
Identity

Vision, Mission & Values

VISION
Our Vision
To enable every corporate entity implementing IFRS 9 to access professional, audit-ready ECL reports in days, not weeks.
MISSION
Our Mission
We strip the complexity from IFRS 9 compliance through ECL reports built on rigorous methodology and actual data, letting your finance team focus on what matters.
VALUES
Our Values
Transparency in every calculation, precision in every figure, and professionalism in every report. We deliver only what auditors will accept.
Our Edge

The Principles We Live By

Four non-negotiable principles we apply to every report we produce.

01
Full Computational Transparency
Every formula in your Excel file is open and auditable. No black boxes, no unsourced figures. Both auditors and CFOs can understand every step in detail.
02
Your Data — No Generic Templates
Every report is built from scratch based on your actual trade receivables. Loss rates are calculated from your historical collection records — not generic industry averages.
03
Deadline Commitment
We know financial statement deadlines don’t wait. We commit to delivering your report within 3–7 business days of receiving complete data — no delays, no surprises.
04
Support Until Audit Approval
Our relationship doesn’t end at delivery. We respond to auditor queries and perform any required adjustments until your financial statements are successfully closed.
The Team

Expertise Behind Every Report

A team combining accounting, auditing, and financial analysis expertise — knowing exactly what external auditors look for.

M.A
Mohammed Al-Amri
IFRS SPECIALIST
Over 10 years of experience in applying international standards and financial reporting for Saudi corporates. Previously with Big 4 audit firms.
IFRS 9 External Audit SOCPA
N.R
Noura Al-Rashid
FINANCIAL ANALYST
Specialized in financial modeling and building custom ECL models for non-financial entities. Master’s in Accounting and CFA candidate.
Financial Modeling CFA Power BI
F.S
Faisal Al-Subaie
AUDIT CONSULTANT
Former Big 4 audit consultant, expert in reviewing ECL reports from an auditor’s perspective. Ensures every report meets ISA 540 requirements.
Big 4 ISA 540 QC Review
100%
Acceptance rate by
external auditors
3–7
Business days
avg. delivery time
IFRS 9
Full compliance
Simplified Approach
∞
Continuous support
until audit closure

Ready to help —
Start Today

Send your receivables data and receive a complete, audit-ready ECL report for only SAR 4,999.

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